Thursday, March 27, 2008

Indian Real Estate - Befites of Investment

The real estate market of India is becoming a hot selling property and is attracting the attention of investors as they are getting huge profits and high returns on their investments. The real estate in India may still be a fragmented industry with high transaction costs and an absence of complete transparency, but it is whetting the appetites of domestic and overseas investors.

Seeing this current trend one can say that India is going in a right direction and soon more and more people will be coming forward to go for investment property in India. India is a country that offers a suitable environment providing maximum benefits to the investors. People are more attracted towards India for the real estate investment due to the fact that India is one of the largest democratic countries in the world with good governing system equally supported by strong and transparent legal system. It also provides legal protection for intellectual property rights.

Nowadays, apart from real estate investment property in India no other business is lucrative and revenue generating. Investment in properties includes hotels, resorts, hospitals, educational institutions and housing and commercial premises. The government has reduced the minimum mandatory area to allow FDI in real estate sector from 100 acres to 25 acres. Nowadays more numbers of investment property are available in the real estate market with investment securities. Real estate investment comprises more return on investment and that is the reason why most of the people negotiate the real estate investing contract very quickly. The real estate sector in India is attracting huge investments. Private equity players are considering big investments, banks are giving loans to builders, and financial institutions are floating real estate funds.

The real estate sector in India is attracting huge investments. Private equity players are considering big investments, banks are giving loans to builders, and financial institutions are floating real estate funds. With 100 per cent FDI in real estate now being allowed, overseas developers are also closely looking at the market. International investors like the US-based Warburg Pincus, Blackstone Group, Broadstreet, Morgan Stanley Real Estate Fund (MSREF), Columbia Endowment Fund, JP Morgan Partners and Amaranth Advisors have been found to show interest.

Indian institutions, such as HDFC, ICICI Venture and Kotak Mahindra are launching funds to invest in real estate. Most of these funds have been meeting investment bankers, banks and housing finance companies in India to get a feel of the market. The developers are looking to tie up with Indian companies, while the private equity funds seek to test the market with small investments in big projects.

Investment management

I had never hired an investment management corporation before. You see, I have always taken a very hands-on approach to business. I learned it from my dad – an entrepreneur himself. He didn't believe in investment capital management through a broker. He amassed a financial fortune, and all while doing the paperwork himself. Of course, he worked about 80 hours a week and died at the age of 55 of a heart attack, so there are things about his life that I don't want to emulate. Even so, managing investment myself was a hard habit to break.

Nonetheless, eventually I just couldn't handle it anymore. I don't know if my investment portfolio had grown too diverse, too large, or if I just didn't have my father's talent for figures. Whatever the reason, I didn't have the time to manage the family business and manage my investments. Something had to give, and it was obvious what it was. I hired a good capital asset management firm the very next day.

A lot of things have been difficult about the new investment management company. The most difficult, of course, has been giving up some control over my investments. When I first hired the investments management company, I tried to keep as tight a leash as possible. I wanted to know about every transaction, approve every decision, and in general keep my hands in the pie at all times. Finally, my broker spoke to me honestly. He said that there was no point in having an investment manager if I was going to try to do all the work anyway. He then asked me quite straightforwardly if I wanted him to do my investment management or not. I backed down, knowing he was right.

However, the hardest thing about investment management has been recognizing the fact that this company has done a better job than I have with it. Even with the money that I have to pay them, I am still making a huge amount more off of my investments than I ever have before. My investment portfolio has grown at twice its normal rate this year, and shows no sign of slowing down. I had almost expected to have to take control back at first. Part of me had even hoped that investment management would turn out to be a failed experiment. After all, it is hard to admit that someone else can do something better then you can.

Wednesday, March 12, 2008

Investment Plan For Future Requirements

One of the major responsibilities which every person do take seriously is the responsibility of their children. Every parent wants to give the best possible future to their children. It is a normal human psychology of securing the uncertain future. Parents usually try to give the best possible life to their kids especially in term of education. They also have to save money for the future requirement of their children like college education their wedding and also they need to make sure that the other obligations are also taken care of. Most parents would agree with the idea of planning investments for securing the future for each of their children. The purpose of Children's Future Planning is to create a corpus for foreseeable expenditures such as those on higher education and wedding, and to provide for an adequate security cover during their growing years when the expenses are at a higher end seems to increase with every passing day.

Like most parents, you might be saving regularly to ensure a safe tomorrow for your child. However, savings alone is no longer enough. One very practical way to achieve an investment goal for children is to invest regularly and systematically. This will help you to create a corpus which will be good enough to take care of your requirements. When you save, the value of the rupees diminishes, whereas when you invest your earn interest on your capital and this way you grow with the growing inflation to strike an equilibrium. For example: when we think of giving our children the best in terms of education and a bright future.

We need to consider that the increase in the cost of education is alarming; there is a need to plan investments rather than depending upon the current savings and on the current income for funding education. In other words, rather than starting to save just a few year before the education expenses occur, it is much better to follow a disciplined approach. Failing which, you may have to compromise on the type of education and future your children will get. This will also decide the kind of future that you and your children will go through. 'Inflation' or a general rise in prices and can also termed as the most important factor that affect your contribution towards your future. None of the areas like education, marriage or even one's lifestyle are left unscathed by rising prices. Inflation is something that is unavoidable. Hence it is necessary t that every parents do take into consideration the affect of inflation while providing for their children.

However, if you have an investment plan in place, this target can be easily achieved. The investment plan should be such that it automatically takes care of future requirement and provide you with enough capital to cruise through the challenging times ahead. Understand one thing; don't simply dream for a bright and comfortable future ahead if you are not planning properly at present. You just need a simple discipline to fulfill your dreams. Even a regular SIP can do wonders in terms of saving and investment. Children and their right grooming is a task of highest "priorities" for every parent and thoughts like "only the best for my child" are rather common. To turn these words into realities you need to take step towards securing your child's future and providing him with really the best. If you are not very informed regarding the investments which you need to undertake don't be tensed, you can any day contact Godmind Advisors online for any help required. It is your efforts that can make a difference to the world around you.

Investment Management Services And Corporation

I had never hired an investment management corporation before. You see, I have always taken a very hands-on approach to business. I learned it from my dad – an entrepreneur himself. He didn't believe in investment capital management through a broker. He amassed a financial fortune, and all while doing the paperwork himself. Of course, he worked about 80 hours a week and died at the age of 55 of a heart attack, so there are things about his life that I don't want to emulate. Even so, managing investment myself was a hard habit to break.

Nonetheless, eventually I just couldn't handle it anymore. I don't know if my investment portfolio had grown too diverse, too large, or if I just didn't have my father's talent for figures. Whatever the reason, I didn't have the time to manage the family business and manage my investments. Something had to give, and it was obvious what it was. I hired a good capital asset management firm the very next day.

A lot of things have been difficult about the new investment management company. The most difficult, of course, has been giving up some control over my investments. When I first hired the investments management company, I tried to keep as tight a leash as possible. I wanted to know about every transaction, approve every decision, and in general keep my hands in the pie at all times. Finally, my broker spoke to me honestly. He said that there was no point in having an investment manager if I was going to try to do all the work anyway. He then asked me quite straightforwardly if I wanted him to do my investment management or not. I backed down, knowing he was right.

However, the hardest thing about investment management has been recognizing the fact that this company has done a better job than I have with it. Even with the money that I have to pay them, I am still making a huge amount more off of my investments than I ever have before. My investment portfolio has grown at twice its normal rate this year, and shows no sign of slowing down. I had almost expected to have to take control back at first. Part of me had even hoped that investment management would turn out to be a failed experiment. After all, it is hard to admit that someone else can do something better then you can.